"Templates" can have different meanings, depending on the application of a "template". Normally, as far as computer usage goes, templates are considered as files (or "skeleton" documents) to help computer users to create a new file (or document) based on the information contained in the generic or skeleton file.
For example, if you use a word processor, you can create a letterhead for the company you work for, with only company information contained in it, and with no "body text". When this document is saved as a template, you can easily create a company letter, by using the letterhead template. When you create the new document, you can base the new document on the template, resulting in a document with a letterhead already completed, which will save you loads of time. Now you only have to fill in the text that applies to the specific document that you want to create.
For example, if you use a word processor, you can create a letterhead for the company you work for, with only company information contained in it, and with no "body text". When this document is saved as a template, you can easily create a company letter, by using the letterhead template. When you create the new document, you can base the new document on the template, resulting in a document with a letterhead already completed, which will save you loads of time. Now you only have to fill in the text that applies to the specific document that you want to create.
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